Create Your Destiny Privacy Policy

Create Your Destiny (“CYD”) Privacy Policy

Date: October 23, 2023

CYD LLC (“CYD”) respects privacy concerns and recognizes the importance of protecting the information our customers and users provide on our website and social media sites. This Privacy Policy describes the policies and procedures on the collection, use, and sharing of personal information gathered while using all of our content, products, and, services (“Service”). We have adopted this “Privacy Policy” to explain what information may be collected on our Website, Products, and Service, how we use this information, and under what circumstances we may disclose the information to third parties.

It is important that you carefully read the following to understand our Privacy Policy. By using the “Service”, You agree to the collection and use of information in accordance with this Privacy Policy and the Terms of Service Agreement. We use Your “Personal Data” to provide and improve the Service. It is also important that you carefully review CYD’s Terms of Service Agreement at www.createyourdestiny.com.

Provisions of this Policy may change from time to time so we encourage you to review the Privacy Policy whenever you access the Services to ensure you understand our current practices. The date above will indicate when major modifications are made to the Privacy Policy. Please contact us via email at [email protected] if you have any questions or privacy concerns.

1. Interpretation and Definitions

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in the singular or in the plural.

Account means a unique account created for You to access our Service or parts of our Service.

Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for the election of directors or other managing authority.

Company refers to CYD LLC. CYD LLC is referred to as "the Company", “CYD”, “Create Your Destiny”, "We", "Us" or "Our" in this Agreement.
Cookies are small files that are placed on Your computer, mobile device, or any other device by a website, containing the details of Your browsing history on that website among its many uses.
State / Country refers to California, United States
Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
Personal Data (“Personal Information) is any information that relates to an identified or identifiable individual.
Platform refers to the Company’s website, communication, and social media applications the Company uses to connect and communicate with the public, build its audience, or market its products.
Service refers to the Company’s free and paid products, tools, and services offered live, virtual, or via email, website, videoconferencing, communication technology, internet software, and social media sites, or by the company on personal sites (including LinkedIn, Facebook, Podcasts, Twitter, YouTube, Instagram, or others.)
Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service, or to assist the Company in analyzing how the Service is used.
Third-party Social Media Service refers to any social media website or any social network website through which a User can log in or create an account to use the Service.
Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
Website refers to “Create Your Destiny”, accessible from https://www.createyourdestiny.com
You / Your means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

2. Information Collection Practices

2.1 Information You Provide to CYD

CYD uses the information you provide to us when ordering products or services in order to deliver the requested free and/or paid Product and/or Service. The information you provide to us may also be used to improve our overall performance.

There are multiple places for users to provide personal information while visiting our website or social media sites to learn about our services and products and conduct search queries; communicate with us; claim a free bonus or offering; complete forms to create an account, subscription, profile; provide information by participating in surveys, quizzes, assessments; participate in events, promotions or live chat by answering questions, making comments, asking questions, providing information or feedback; offering testimonials; etc.

Personal Data Collected

When using our Services, you may provide certain “Personal Information” we collect that identifies you including, without limitation, the following:

Contact Information such as email address, phone number, mailing address, location, social media site location, and other public information
Identifying Information such as name, title, business, your device ID
Registration Information
Payment Information required for products, programs, services or, other items directly purchased from the Company via electronic transfer, cash, check, or other direct bank payment methods
Information provided by your browser or network connection type, mobile device, computer id, device type, log data, operating system, and other tech information
Content you may submit to us including text, audio, images, videos
Any information you authorize us to import or export to or from social networks or other websites operated by third-party companies.

2.2 Personal Data Use

The Company may use Personal Data for the following purposes:

To provide, maintain, and improve our Service, including monitoring the usage of our Service
To manage Your Account and Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user
For the performance of a contract including the development, compliance, and undertaking of the purchase contract for the products, items, or services You have purchased or of any other contract with Us through the Service
To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation
To provide You with news, recommendations, promotions, special offers, advertising, and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information
To attend to and manage Your requests to Us
Your information may be used for potential business transfers to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred
To complete and satisfy our obligations and rights to process product or Service payments secured third parties (e.g., PayPal, Stripe) are used. Your personal information may be shared with third parties when we have your consent. Your credit card information is stored on third-party servers, not the Company. Credit card information is only used when provided and authorized by you to complete transactions and for billing arrangements
Technical information, notices, security alerts, support, and communication
Provide administrative and customer support
Respond to your questions, requests, and comments
Inform you of 3^rd party promotions that may match your interest
Using Your information for other purposes, such as data analysis, identifying usage or other trends, determining the effectiveness of our promotional campaigns, and evaluating and improving our Service, products, services, marketing, and your experience.

2.3 Account Security

No payment data is stored on Company servers. Payment for our Services is processed by third-party processing services and is therefore subject to the privacy policies of the payment processing service. Payment transactions are the responsibility of third-party vendors (e.g., PayPal) who confirm they use encrypted SSL technology and require a password to enable account access.

Data transmission via the internet can be vulnerable and is never completely secure through any device or Service. Please understand that all use and data transmission are at your own risk. To protect your user Account we advise you to take precautions since you alone are responsible for your Account including sharing access to your data intentionally and unintentionally with others. Allowing other people to access your Account creates the opportunity for them to access your personal data and app controls. Please be vigilant about protecting your private information.

You are responsible for keeping your password confidential. Per security industry guidelines it is recommended that you take steps to protect your password, including

frequent password changes,
a unique and strong password,
keeping your password private and not sharing it,
logging out immediately after you are done especially if you are using a shared device,
making your password hard to find and not keeping it in an easily found location.

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet or any method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security. The use of software that facilitates malware, spyware, viruses, etc. is not knowingly permitted on any of our sites.

Digital fraud, a common modern occurrence used to scam and attain personal information, includes methods known as phishing, carding, and brand spoofing. Scammers use all methods of communication including telephone calls, texts, letters, and emails. Experts recommend that we do not open emails or messages that we don’t recognize and make sure there are no address spelling mistakes. Please… “if you receive any digital communication asking for money, personal information, or directing you to download an attachment – proceed with caution...” (Harvard University, Employees Credit Union)

The Company will NOT contact you via telephone to request you, verbally or via text, provide or confirm your personal, financial, account, or business information. Please know that the Company does NOT contact any customers via telephone without your prior approval or your request for the provision of a specific Company telephone-based product or service. If the Company needs to be in touch with you, we will first do so via the Company email.

You are responsible for determining the legitimacy of any request for your personal, financial, or account business information. You are responsible for keeping this information safe.

If you believe you have received a SCAM communication using the Company’s identity please let us know immediately and email us at: [email protected]. Please put in your email subject line: SCAM??? We will do our best to respond within 24 hours of receiving your notification.

2.4 Children's Privacy

Our Service is not directed or marketed to anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18 unless it is provided by their parent or legal guardian. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 18 without verification of parental consent, We will contact our third-party providers to ask that they take steps to remove that information from their servers.

If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.

2.5 Sharing of Information

As defined by the California Consumer Privacy Act, the Company does not “sell” your personal information. We may share Your personal information in the following situations:

Your personal information may be shared with Service Providers to monitor and analyze the use of our Service or third-party processing services to process your order.
For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
With Affiliates: We may share Your information with affiliates which could include subsidiaries of our Parent Company, joint venture partners, or other companies that We control or that are under common control with Us.
With business partners: We may share Your information with Our business partners to offer You certain products, services, or promotions.
When You share personal information or otherwise interact in the Company’s public areas with other users, such information may be viewed and publicly distributed by other users. If You interact with other users or register through a Third-Party Social Media Service, Your contacts on the Third-Party Social Media Service may see Your name, profile, pictures, and description of Your activity. Similarly, other users will be able to view descriptions of Your activity, communicate with You and view Your profile.
We may disclose Your personal information for any other purpose with Your consent.
The Company records live, audio, and video sessions for training, coaching, and courses. Since our presence and interactions are an essential part of the Service content, participants should assume that sessions are recorded and retained. We own any content that you appear in and may feature, sell or create content from it without notification or compensation to you. If you participate in a training or product course, we collect user information and completion data.

2.6 Public Information Disclosure

Any information, opinions, profiles, content, pictures, and ideas you verbalize, post, or disclose in public areas on interactive forums, message boards, or chat rooms that others can see become public information. Please exercise caution in deciding to disclose your own personal information.

2.7 Suggested User Interactive and Disclosure Guidelines

Our recommended guidelines regarding interactions and disclosure about other participants’ public information include…

Please respect one another and do not gossip about any information other user’s share verbally or on the Company’s public sites.
Keep private any information that allows a specific person to be identified or known.
Please keep private what you or others might reasonably consider to be sensitive or confidential information without first securing the person’s permission.
Listen with neutrality, compassion, and, love.
There is no need to offer opinions, critique, therapize or fix others.
Talk about yourself or your reaction to what other users share. Not about other users. Remember that “how you relate to the issue is the issue.”

Although public information may be legally disseminated, copied, and used by others, we request that all participants respect others’ right to privacy.

2.8 Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device’s unique ID, IP address, and operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

2.9 Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. Our emails may include page tags that allow the third-party services used to collect information about who opened those emails and clicked on links in them. Facebook and other providers may place pixels on our sites to provide digital behavior information that potentially provides advertising targeting information. Depending on your location You may have various opt-out options. Please avail yourself of information about your right to manage cookies and tracking technologies.

2.10 Retention of Your Personal Data

Our site will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

2.11 Transfer of Your Personal Data

Your information, including Personal Data, is processed at third-party offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

2.12 Delete Your Personal Data

You have the right to delete or request that We and third-party vendors assist in deleting the Personal Data that was collected about You. Our Service may give You the ability to delete certain information about You from within the Service. You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us. Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.

3. Third-Party Website Links

The Website and related activities may contain links to third-party websites and social media sites that are not operated by Us and are beyond our control. If You click on a third-party link, You will be directed to that third party's site and leave our site.

The Company is not responsible for third-party privacy, safety, or content. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. Please review third-party privacy policies to understand and confirm that you agree with their policies. Your personal information may be shared with a third party with your implied consent, e.g., purchases.

The Company uses third-party service providers to provide IT and infrastructure services to provide security and analytic services that may enhance our understanding of data. These services may use cookies, device identifiers, web beacons, usage data, and other tracking technologies that collect information. Please avail yourself of information about your right to manage cookies and tracking technologies.

Third-party media services such as Google, Dropbox, Zoom, Facebook, Twitter, Instagram, and LinkedIn may require the creation of an account, logging in to use their services, and the option to share with others content, ideas and additional personal information. Please make sure you read and understand their privacy and terms of use policies.

The Company uses process payment companies to process payment transactions that assist us with the provision of services to you. While providing such services, these service providers may access your personal information to provide you services. The Company does not authorize third-party service providers to use or disclose your personal information for any other activity except to provide you their payment services or for legal reasons. Please make sure you read and understand their privacy and terms of use policies.

4. Legal Requirements

Where the Company and its service providers may disclose your otherwise personal information when they believe such disclosure is required in order to:

satisfy legal, regulatory, or governmental requests
investigate and enforce potential violations of applicable terms of use
as required or legally permitted to protect the rights, property, and safety of the Company, the public, employees, and users
address suspected or illegal activity.

California Consumer Privacy Act

Per the California Consumer Privacy Act as of January 1, 2023, California provides the following privacy rights for California residents:

The right to knowabout the personal information a business collects about them and how it is used and shared;
The right to deletepersonal information collected from them (with some exceptions);
The right to opt-outof the sale or sharing of their personal information;
The right to non-discrimination for exercising their CCPA rights;
The right to correct inaccurate personal information that a business has about them; and
The right to limitthe use and disclosure of sensitive personal information collected about them.

(Source: https://oag.ca.gov/privacy/ccpa)

You may send an email to us at [email protected]. Please include in your email subject line “Your California Privacy Rights Notice.”

For other countries with comprehensive data protection laws including those in the European Economic, information is transferred as permitted by applicable laws on data protection.

The Company only shares personal information that third parties require to process the sales or shipping of products or to fulfill a Service request. Direct marketing activities by the Company shall include an opt-out option.

5. Policy Changed and Updates

Without notice, the Company reserves the right to post any change, update, or modification to the Privacy Policy that takes effect immediately upon posting the updated date located at the top of the Privacy Policy.

6. Your Acceptance of These Terms

If you do not agree to our Privacy Policy, do not use the Company’s website, products, or services. By using our website, products, and services, you accept the policies and restrictions set forth in this Privacy Policy.

7. Contact Information

Your questions, comments and requests regarding our Privacy Policy are welcome. They should be sent to [email protected] with “Privacy Policy” entered into the Subject Line.

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